Africa’s fastest growing financial institution

Financial happiness for every African, everywhere

Golden Trust provides an all-in-one thrift, loans and financial services platform for individuals and businesses.

Join Us
Happy customer
₦250M+ Loans Disbursed

Business Loans

Low interest rates, instant disbursement and smart tools.

Thrift

Save anywhere — online or offline.

SME Financial Solutions

Tailored financial solutions for growing businesses.

Credit Facility

Access working capital to scale your business.

Save Daily, Access Loans & Manage Your Money Easily

With TrustGolden, you can save daily through cash collection or digital payments, access quick personal and business loans, and manage your finances seamlessly. Our platform is designed for individuals, traders, and SMEs who want flexible, reliable, and secure financial solutions.

Get Started
Mobile banking app

How it works

1

Set Your Goals

Tell us what you’re saving or borrowing for. Choose your preferred amount, duration, and contribution frequency — daily, weekly, or monthly.
Set goals
2

Have a Savings Plan or Apply for a Loan

Select a savings plan or loan package that matches your goal. Our plans are flexible and designed for individuals, traders, and small businesses.

Join circle
3

Make Contributions or Receive Funds

Save consistently through cash collection, bank transfer, or card payment. Loan customers receive fast disbursement once approved.

Contribute
4

Track Everything in Real Time

Monitor your savings balance, loan repayments, and transaction history anytime using your TrustGolden dashboard.

Track progress
5

Withdraw or Complete Repayment

Withdraw your savings when due or complete your loan repayment seamlessly. Consistent users enjoy higher limits and better loan offers.

Get payout

1M+

Businesses Served

2M+

Daily Transactions

$17B

Monthly Volume

200M

API Calls / Min

Join millions of businesses growing with TrustGolden

Get Started
TrustGolden App

Why TrustGolden?

Trusted & Reliable

Thousands of individuals, traders, and business owners trust TrustGolden for their daily savings and loan needs. Every transaction is properly recorded and transparently tracked for your peace of mind.

Flexible Daily Savings

Save daily or weekly at your own pace through our agents or digital channels. Whether you're planning for business growth or personal goals, we make saving simple and consistent.

Loans That Grow With You

Access personal and business loans based on your savings history and repayment behavior. The more consistent you are, the higher your loan eligibility and better your offers.

Client Testimonials

Happy Customers!

We’re proud of our customers experiences. Here’s what they’ve to say..

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Customer 1
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FAQs

TrustGolden combines daily thrift savings, digital tracking, and agent support to help you save consistently, access loans faster, and manage your money more transparently than traditional savings methods.

We offer daily savings plans, personal loans, and business loans tailored to individuals, traders, and small businesses, with flexible repayment options.

Yes. All transactions are securely recorded, monitored, and managed using modern financial systems and trusted processes to protect your funds.

Loan repayments are made weekly or daily through our agents or digital channels. Repayment history helps increase your future loan limits and access better offers.

You can save and repay through cash collection by our agents, bank transfers, and other approved digital payment options.

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